And what you can do about it

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Personal finance, freelancing, and other bits and bobs

Overview
1. Personal Finance
1.1 Earnings
1.2 Spending
1.3 Investing
1.4 Retirement
2. Freelancing
3. Public Policy
4. Others

Overview

1. Personal Finance

Earn more than you spend, invest the savings


No cliches like dropshipping or blogging, I promise

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Earn more than you spend, invest the savings.


Look beyond the 4% and the 25x rules of retirement planning

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Estimate how much you need to spend in your first year after retirement. Multiply that number by 25.


These are the four highest impact commitments you can make in 2021 to turnaround your finances in 2022

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Savings = Earnings — Expenses


Learn from my experience navigating this complex transition

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The rationale for spending 500 hours on a platform

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I’m not talking about offshore banking or tax fraud

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ADVENTURES IN FREELANCING

And why you won’t want to follow his example

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Yes, there is such a thing as being too frugal

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U-Ming Lee

I write about business, finance, and freelancing life. | More insights at my free newsletter: https://uming.substack.com/

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